Need an appraisal in Hutchinson or Reno County?

The top seven reasons why Kansas homeowners use The Appraisal Shop, LLC:

Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
Challenge a property tax assessment
Remove PMI to cut a mortgage payments
To reinstate your Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
In the case of a divorce in the state of Kansas, where real estate needs to be divided
To settle an estate in Reno county or Kansas by determining the true market value of the property in question


	Need help deciding the price of your house in or near Hutchinson, Kansas? Contact The Appraisal Shop, LLC.

We at The Appraisal Shop, LLC understand the unique needs of a consumer looking for appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, lawyers, and CPAs. Being a consumer that most likely doesn't see an appraisal on a regular basis, we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report the results of our analysis.

Pre-listing Services/For Sale by Owner (FSBO)

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value opinion than yours.

Challenge Tax Assessment

Your local tax assessor may have your home overvalued if you live in an area that's declining or not appreciating as much as other houses nearby. That only means you're paying more taxes than you should. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from The Appraisal Shop, LLC is your best weapon when challenging your property tax assessment.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to cut expenses for homeowners. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're veterans in helping customers just like you delete unneeded PMI insurance.

Recently got a freeze to your HELOC?

Even if your specific property has not declined in value, your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. This can be damaging to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow angle. The Appraisal Shop, LLC can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Do you need a seasoned appraiser to double-check your appraisal for accuracy, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? The Appraisal Shop, LLC offers field reviews where we go out and check the subject and comparables. Or, if you're in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal you may have in your possession. While usually requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your property.